*Purchasers who contract to purchase on a select Perry Homes, LLC (Perry Homes) resident on or after 8/23/23 and close by 10/31/2023 will receive special promotional mortgage financing as low as 5.49% (5.74% annual percentage rate). This promotional interest rate is available only when financing with Crestmark Mortgage Company, LTD (Crestmark) NMLS 287961, or Parkstone Mortgage, LLC (Parkstone), NMLS 2065952, Perry Homes' affiliated lenders. This promotion may not be combined with other special incentives offered by Perry Homes. For example, on a 30-year fixed-rate conventional conforming loan with a 20% down payment, a $660,000 sales price, $528,000 loan amount, a 5.49% | 5.74% APR interest rate, $9872 in closing costs and 740 FICO score, Purchaser would have 360 monthly principal and interest payments of $2994.61 (not including mortgage insurance, property taxes, hazard insurance, and HOA dues). Different credit profiles will result in different interest rates, and the interest rates are set by Crestmark and Parkstone Mortgage based on the information provided by the customer. APR and terms available calculated as of 08/22/2023 and are subject to change at any time. Rate is subject to Agency Loan Level Pricing Adjustments for FICO score and Loan to Value; however, factors on a customer’s credit profile could lead to a higher interest rate. This interest rate promotion is available via a forward (standby) commitment that Perry Homes has purchased via Crestmark or Parkstone Mortgage, through which Perry Homes has locked-in a fixed interest rate for a pool of funds. Promotional interest rate available only until pool of funds is depleted, or the rate expires. The promotional rate applies only to properties purchased as borrower’s principal residence. Not all borrowers will qualify for the promotional rate. The promotional rate is not applicable for all credit profiles. Restrictions apply. Perry Homes collectively owns 75% of Parkstone; and First Continental Mortgage Ltd. (First Continental) owns 25% of Parkstone. Due to these relationships, this referral may provide Perry Homes or First Continental with a financial or other benefit. Purchaser is not required to finance through Crestmark or Parkstone Mortgage to purchase a home; however, Purchaser must use Crestmark or Parkstone Mortgage to receive the promotional interest rate. Locking the promotional interest rate is the borrower’s responsibility with Crestmark or Parkstone Mortgage. Locking is done at the borrower’s discretion and all rates / fees quoted are valid only at the time presented. Crestmark and Parkstone Mortgage is responsible for all conditions and qualifications for underwriting and financing. Promotional interest rate must be mentioned at the time of application. This is not a commitment to lend. All terms and conditions subject to credit approval, market conditions and availability. Additional closing costs will apply. All incentives, rates, offers, pricing, availability, and plans terms and conditions are subject to change, delay, or end without notice. All eligibility decisions by Seller are final. Limited time offer, additional restrictions apply. Please see a Perry Homes Sales Professional for additional details. (Rev.
08/31/2023, expires on close date listed above)