Limited Time Promotional Offer – Spring Savings Event

*This offer may change or be terminated at any time without notice and is subject to terms and conditions. Purchase a select Perry Homes of Florida, LLC (“Perry Homes”) residence in Tampa and choose one of the following financial incentives paid for by Perry Homes not to exceed $35,000: either (i) a Low Interest Rate Available (4.99%; 5.70% APR), (ii) Design Center allowance, or (iii) a price reduction on the home.

Required Disclosures:

Perry Homes is not a lender and does not offer financing. Mortgage financing under the offer is made available by FBC Mortgage, LLC. Not all borrowers will qualify for the offers.

Low Interest Rate Available – Forward (Standby) Commitment

• Loan Amount: Subject to credit and property approval.
• Fees and Closing Costs: Other fees and closing costs may apply.
• Low Interest Rate Available – Forward (Standby) Commitment: The low interest rate of 4.99% (5.70% APR) is secured via a forward commitment, paid for by Perry Homes. The low interest rate is secured until the original closing date.
• Rates and Terms: Rates are subject to change and may vary based on credit qualifications and market conditions.
• APR Calculation: The APR is based on the actual note interest rate and assumes a $550,000 loan amount with a 30-year fixed term. Actual APR may vary based on the borrower’s loan amount, down payment, specific loan terms, and creditworthiness.
• For example, if a qualified Purchaser is buying an eligible $550,000 Perry Homes owner occupied residence with a 3.5% down payment (loan amount of $530,750) and 680 FICO score on a 30-year fixed-rate FHA loan, closing costs are estimated to be $13,000 and the interest rate and monthly principal and interest payments are estimated to be as follows: interest rate of 4.99% (5.70% APR), 360 monthly Principal and Interest payments of $2,845.94. These amounts do not include property taxes, hazard insurance, or HOA dues (if applicable), and the actual payment obligation will be greater.
• The low interest rate advertised includes a forward (standby) commitment paid by Perry Homes that is subject to qualifications, and restrictions apply to all offers.
• The amount that Perry Homes can pay for a forward (standby) commitment will be subject to and determined by federal regulations, the amount of the mortgage, type of the mortgage loan selected by Purchaser and other requirements that apply to maximum seller contribution limitations, which may vary based on type of loan selected by Purchaser.
• Limited-Time Offer: This is a promotional offer and may be subject to expiration or withdrawal at any time without notice.
• Not all borrowers will qualify for the promotional rate, and it is only available to homes purchased as borrower's principal residence. Actual interest rates are set by your lender. Please contact your lender for information about actual loan terms that may be available to you.

Up to $35,000 in total incentives will be given in the following forms

1. Closing costs paid by Perry Homes include pre-paid items and will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by purchaser and other requirements to a combined maximum of 3% of the contract sales price. Lower sales prices may not receive the full $35,000.
2. The $5,400 special incentive offered by FBC and Perry Homes is included in the elected promotional incentive.
3. Any amount that Perry Homes can pay for closing costs or an interest rate buydown will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by Purchaser and other requirements that apply to maximum seller contribution limitations, which may vary based on type of loan selected by Purchaser.
4. Design Center allowance or price reduction amounts will be determined at time of contract and cannot be combined with other incentives.

Qualification Requirements: To qualify, purchaser must:

1. Select, qualify with, and use FBC Mortgage, LLC (NMLS # NMLS #152859) (“FBC”) to provide financing.
2. Choose a home designated for this offer.
3. Present this offer flyer upon an initial visit to a Perry Homes Model Home
4. Sign an initial earnest money contract between 04/01/2025 - 04/30/2025

Additional requirements may apply. Contact your lender for full eligibility information and actual loan terms that may be available to you.

Important Lender Relationship Disclosures:

• You are NOT required to use FBC as a condition to purchase your property.
• However, using FBC is required to qualify for this Perry Homes promotional offer.

Financing Terms and Conditions:

• The low interest rate via forward (standby) commitment is subject to qualifications and restrictions.
• Rates and terms are subject to change or termination without notice.
• The promotional rate applies only to homes purchased as borrower's principal residence.
• Not all borrowers will qualify for the promotional rate.
• The promotional rate is not applicable for all credit profiles.
• Loans are subject to credit approval, underwriting, and property requirements.
• Different credit profiles will result in different interest rates.
• Interest rates are set by FBC based on information provided by the customer.
• Financing must be obtained through FBC.
• Closing cost assistance is subject to qualifications and restrictions.

Licensed Lender Information:

FBC Mortgage, LLC

FL OFR Mortgage Banker Registration NMLS #152859

Tampa: 16604 Town Center Parkway North, Suite A

Westlake, FL 33470

(954) 978-5350

For Florida residents: To file a complaint about a mortgage company, mortgage banker, or licensed mortgage loan originator, please visit www.flofr.gov or call the Florida Office of Financial Regulation at (850) 487-9687.

Additional Terms:

• This promotion may not be combined with other special incentives offered by Perry Homes
• One promotional offer per contract
• Offers, plans, prices, and availability are subject to change without notice.
• All trademarks, product names, brands and logos remain the property of their respective holders.

Equal Housing Opportunity: Perry Homes supports equal housing opportunity and does not discriminate based on race, color, religion, sex, handicap, familial status, or national origin.

This advertisement is for informational purposes only and is not a commitment to lend. Contact your Perry Homes Sales Professional for complete details about this offer, including all terms, conditions, and limitations.